A traditional looking organizer with an intelligent look to it. This beautiful soft cow leather comes printed with a traditional "rambling" grain. A fantastic binder at a fantastic price!Design Features: Left: Three horizontal credit card pockets with a full length pocket behind. Right:Full length zip pocket and a pen loop.Material: Soft cow leather.Pocket Organizer: 4 1/2" x 5 3/4" with six 3/4" rings.Includes: Ruler/Page Marker Address Sheets To Do Sheets A-Z, 3 Letter Index Tabs Blue, Salmon, and Lavender Ruled Notepaper Top-Opening Envelope Expense Sheets Plus More!Calendar Included:Supplied with a 2014 Calendar diary.