Clean Touch binders promote cleaner schools, offices, homes, and hospitals with built in protection. Agion"s all natural additive fights against the growth of bacteria, mold, fungus, and mildew for the life of the binder. Agion"s additive is nature"s antimicrobial and is based on silver (not nanosilver). Agion has global registrations including EPA and FDA. Lifetime product guarantee - A Binders for Life product. Organize your binders with fast reference label holder. Extra storage for loose documents with two clear inside pockets. Ring mounted on back lid to reduce wear on paper.