· Practical book on how to make the right decision · All the techniques are illustrated with real examples Whether lending money or borrowing funds from a private or corporate perspective, an understanding of the criteria for good lending is essential. This is an intensely practical book that illustrates by example how lending decisions are reached and how any application should be evaluated. The book analyzes the special considerations appropriate to the various types of borrower and demonstrates how to recognize the causes and warning signs for potential bad debts. In addition to being a manual for good lending it also explains the stages and means of recovery action for bad and doubtful debts.