This title is written for people who have to take on some responsibility for financial matters, but who are not trained accountants. Many people now are held responsible for budgets, cost controls and profitability - and this especially true , for instance, in the public sector, where doctors, nurses, teachers, police and local government officials must also now be financial managers. Understanding these financial terms and concepts is also vital for the self-employed and those of thinking of setting up their own business. This book looks at: how to understand and adapt to financial concepts, how to appreciate essential basic financial and accounting techniques and how easy these techniques are.