We all make retirement decisions, though some make them more quickly, more efficiently, more wisely than others. A safe and secure retirement begins with the foundational knowledge you can use to choose the best financial advisor, ask the right questions and take a proactive role in your retirement planning. Ed Slott"s 2013 Retirement Decisions Guide details the step-by-step strategies needed to build and protect a family fortune. America"s IRA Expert navigates you through the IRA basics, lets you in on the savings secrets of wealthy retirees, discusses a plan to minimize unwanted risks and talks about how to manage your financial security IN retirement! This 54-page educational guide includes updated 2013 tax tables and income and IRA contribution limits as well as a chapter on Obamacare"s tax implications and retirement and tax planning changes instituted in the American Taxpayer Relief Act of 2012.