A thorough, practical guide to every aspect of buying a house, How to Buy a House in California will help you make informed decisions that can save you thousands of dollars. With this bestseller in hand, you"ll learn how to: *choose a house and neighborhood *find the right agent *get the most up-to-date information on mortgage options and rates *take advantage of creative financing strategies – from seller financing to government loans *figure out how much down payment you can afford *make an offer and negotiate with confidence for the best price *buy a new house in a development inspect a house for physical problems and environmental and earthquake hazards *juggle buying and selling houses simultaneously *successfully go through escrow The completely overhauled 8th edition provides all-new information and strategies, including innovative ways to reduce broker fees, buying a home in a cold market and new mold disclosure requirements. It also discusses mortgage lenders" obsession with credit scores, the best kinds of mortgages, updated eligibility rules and figures for government-assisted loans and much more. Home buyers beyond California: Even though this book provides state-specific forms and information for Californians, most of the material in it can help home buyers in the other 49 states as well. Don"t buy a house without it!