Savings Institutions: Mergers, Acquisitions and Conversions brings you thorough and up-to-date explanations of subjects including: thrift mergers and acquisitions; preemption of state laws; application of the Community Reinvestment Act to insurance companies; anti-affiliation laws; Internet banking; issues affecting banks and bank holding companies affiliated with savings institutions; changes brought about by recent federal legislation; prompt corrective action provisions of the Federal Deposit Insurance Act; Office of Thrift Supervision (OTS) policies regarding executive compensation; regulation of transactions with affiliates and insiders; the Qualified Thrift Lender test; allocation of responsibilities and enforcement powers among federal regulators including the OTS; nationwide branching by federal thrifts; permissible activities of state-chartered thrifts; capital standards required for acquisitions and mergers; and mutual to stock conversions and the unique mutual holding company structure. It also includes coverage of electronic operations of savings institutions.