This book is about a solution to a huge problem! Catastrophic injury in an automobile accident is a very serious life altering event.Are you prepared? Have you ever considered it? Can you imagine the impact on you or your loved ones if this very unfortunate event visited you? According to a Harvard Medical School study medical bills cause an average of 2 million personal bankruptcies every year, most of those people have health insurance. Are you an automobile accident away from bankruptcy? What Kind of Automobile insurance do you have? What is your coverage for personal injury? Does it cover in home nursing care after a brain injury or spinal cord injury?What kind of Health insurance coverage do you have? Does it cover in home nursing care after a catastrophic automobile accident? Does it provide wage loss benefits? Michigan is the only state in America that provides lifetime unlimited medical benefits, which covers products and services (including in home nursing care and wage loss benefits) needed as the result of injuries sustained in an automobile accident! Why doesn"t your state? Brain injury is a silent epidemic in America, every year there are over 1.5 million brain injuries in America and 44% are from Automobile accidents! Spinal cord injuries from Automobile accidents are significant as well! If you or your loved ones are in a catastrophic automobile accident, this is how the process will flow in every other state than Michigan. You will be transported to a Hospital by ambulance and then you will receive the maximum medical care allowed under your automobile and health insurance. Once both of those limits of coverage are exhausted you will be sent home regardless of your condition. Then you will discover that you do not have in home nursing care coverage. Then you will spend your personal assets, to buy the services you need. Then you will run out of resources, at which point you can qualify for Medicaid services (based on economic need) and then disco