"Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages - Second Edition" details the purpose, processes, and intricacies of business income coverage; and like the title suggests - simplifies business income for the insurance professional. This book walks you through the basics of business income, details and simultaneously simplifies the business income report/worksheet (the form that scares those who have not read this book), teaches you what is required to calculate the period of restoration and coinsurance percentage (these are actually related), clarifies coverage provisions contained in the loss determination section, discusses dependent property exposures and coverage, presents the three non-coinsurance options, and expounds on extra expense coverage. In addition, the book provides a business income checklist and guides you step-by-step through the business income application.US Fire Administration and National Fire Protection Association (NFPA) statistics indicate that between 115,000 and 130,000 business-related structures suffer fire damage every year; that"s one structure every five (5) minutes. Between 25 and 33 percent of these business never reopen or close shortly after reopening, not because of the lack of property insurance but due to the lack of or improperly designed business income protection. Without income, no business can survive very long. Insurance agents and brokers either fail to sell or improperly structure business income coverage; setting their clients up for business failure following a major loss. Business income and/or extra expense are the MOST important property coverages any insured can purchase; and the coverage is not nearly as mysterious as agents believe. Remove the mystery and discover how simple business income coverage really is. Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, has been an insurance practitioner for over 18 years.