If you are like most people, you don"t understand the reams of paper shoved under your nose when you take out a home loan. That means you are a normal person. The mortgage business is complicated and, quite frankly, boring. Many mortgage professionals do not understand it. How can you be expected to understand it without proper guidance? The Normal People"s Guide to Home Financing offers you the support you need to get the home loan that is right for you, at a fair price. The Normal People"s Guide to Home Financing simplifies the process of getting a home loan. After reading this book, you will be able to: Distinguish legitimate fees from "junk fees" -Protect yourself from becoming the unwitting victim of a "bait-and-switch" scam -Determine a mortgage payment that will allow you to sleep peacefully at night knowing you can afford your home, now and in the future -Easily determine the worst- and best-case scenarios if you choose an adjustable rate mortgage -And more....