Our financial choices have consequences. Will you choose wisely? The Missing Semester - an award winning financial guide - provides a short course on the essentials for making wise financial decisions and gaining financial freedom. Although designed with the recent college graduate in mind, the book is relevant to a much wider audience. It begins with the premise that your financial future is your responsibility, and that you cannot plan for or expect help. The book shows how to build a strong financial foundation, prepare for the unexpected, and confront challenges. "The Missing Semester is a must read for any college student close to graduation. This accessible book is the central text in our financial literacy program at Allegheny College. If our young people had this book 20 years ago, it could have helped avert the 2008 financial crisis. This book is as much a public service as it is a fun read." Chris Allison Entrepreneur-In-Residence and Member, Board of Trustees Allegheny College "The Missing Semester is a rare phenomenon--a book that is genuinely intended as a public service. It succeeds tremendously well in that regard. Finding simple and straightforward answers to complex questions is a real art form and these authors have mastered it. When students find our information-rich world overwhelming they should be directed to this book, because these lessons apply not only to personal finances, but also to character." David McInally, President Coe College "After reading The Missing Semester, I found it to be exceptional. Many times authors forget to speak to their target audience and provide the product they think they need to produce. Matt and Gene have done a great job of "talking" to the students in their own language and have made the book a useful, usable tool for students by making it short and sweet." Karen Richel - University of Idaho Ext. As an educator, I could not have found a better book than The Missing Semester for teaching personal finance. The book is written in a way that allows students to understand the importance of financial decisions that they will be making upon graduation. The book takes often boring and complicated information and makes it applicable and accessible to high school students. My students have commented that reading and learning about The Missing Semester was the most interesting and useful portion of my economics course. I would highly recommend this book to any high school teacher or college professor who is looking to make their curriculum more impactful in students" everyday lives. Joel Thompson Instructor Upper St. Clair School District "The Missing Semester should be required reading for all undergraduate college students. Too often the practical side of finance and economics is ignored or minimized in the class room. I would recommend this book to not only business students, but to all individuals who want to take control of their own personal and family finances." Jay Sukits Professor of Finance University of Pittsburgh "The­­ Missing Semester gives young adults the facts on how to manage and take ownership of their finances. This book is a gift every graduating student should receive." Richard A. Dioli Director of Schools Sacred Heart Schools Atherton, CA