"The sixth edition of "Butterworths Commercial and Consumer Law Handbook" contains an invaluable collection of UK statutory material and EC materials. This title is fully up-to-date with all the latest commercial and consumer law changes making it an essential reference source for practitioners involved with this area of the law. The implementation of the Consumer Credit Directive 2008 has resulted in major amendments to the Consumer Credit Act 1974 and swathes of new regulations. The applicable law now depends on the type of agreement. You need to know the three phases of consumer credit law - before the 2004-06 changes; after the changes but before the Directive; after the Directive. These can all be found with this handy reference work. Content new to this edition includes: Third Parties (Rights against Insurers) Act 2010; Bribery Act 2010; Estate Agents (Redress Scheme) Order 2008, SI 2008/1712; Estate Agents (Redress Scheme) (Penalty Charge) Regulations 2008, SI 2008/1713; Companies (Disclosure of Address) Regulations 2009, SI 2009/214; Payment Services Regulations 2009, SI 2009/209; Company and Business Names (Miscellaneous Provisions) Regulations 2009, SI 2009/1085; and, Credit Rating Agencies Regulations 2010, SI 2010/906. It also includes: Consumer Credit (EU Directive) Regulations 2010, SI 2010/1010; Consumer Credit (Total Charge for Credit) Regulations 2010, SI 2010/1011; Consumer Credit (Advertisements) Regulations 2010, SI 2010/1012; Consumer Credit (Disclosure of Information) Regulations 2010, SI 2010/1013; Consumer Credit (Agreements) Regulations 2010, SI 2010/1014; Directive of the European Parliament and of the Council 2008/122/EC on the protection of consumers in respect of certain aspects of timeshare, long-term holiday product, resale and exchange contracts; Directive of the European Parliament and of the Council 2009/22/EC on injunctions for the protection of consumers" interests Consumer Credit Act 1974 (pre-Consumer Credit Act 2006); The Consumer Credit (Amendment) Regulations, SI 2010/1969; and, The Consumer Credit (Advertisements) Regulations, SI 2010/1970.