In this book, Barry Kaye presents his 45 years of experience in the life insurance industry in a straight-forward, easy to read approach. Over this time, he has observed that there are certain right and wrong approaches to purchasing the correct coverage to optimize your estate at death. He points out how mistakes are made by some professionals that insist on holding fast to certain antiquated biases and misconceptions toward life insurance. The 30 concepts presented in this book are broken down into six major approaches and 24 secondary ideas that should make a major difference to the bottom line. Many of the concepts include a right and wrong approach that compares conventional wisdom against Barry Kaye s innovative approaches to creating, preserving and optimizing wealth. You will see for yourself how the leverage and flexibility of life insurance might be used to enhance what you leave to your favorite charities and heirs. Barry Kaye has authored eight books including: Save A Fortune On Your Life Insurance, Save A Fortune On Your Estate Taxes, Die Rich and Tax Free, Live Rich, The Investment Alternative and Die Rich 2. He is a nationally sought after speaker and has conducted thousands of public seminars, sharing information that has helped some of America s wealthiest families save millions on estate taxes and optimize what they leave to their heirs and favorite charities.