It has never been harder to get your foot on the property ladder. With house prices spiralling upwards, fewer properties available and wider economic uncertainty many people simply can"t buy a home. However, by knowing how to increase your buying power, by sticking to certain disciplines and by increasing your awareness of the financial products out there, buying your home will no longer seem an impossibility. Specifically, the book will show you: How to identify your current buying status; How to enhance your status ranking; The definition of buying power and ways to increase it; How mortgage companies really work; How to increase your credit worthiness; How to raise your your first deposit quickly; All the mortgage companies, with their criterias for First time buyers including 125 per cent LTV and high income multiple mortgage lenders; How to get value for money in property; How to deal with estate agents and negotiate effectively with them; Where else to look for that bargain property; How to increase your salary!