Whether you teach classes in Family and Consumer Sciences or Business, Foundations of Personal Finance is the right text for you. It introduces students to fundamental economic concepts so they can better understand an increasingly complex world. They learn how to identify and manage resources to achieve their own economic goals. A chapter covers each personal finance area: taxes, credit, insurance, savings, investments, and financial institutions. Students also learn how to make wise decisions about the things that affect many household budgets: food, clothing, transportation, housing, technology, and health. The text challenges students to plan their futures with education, job training, and careers and help make environmental resources available for future generations. Each chapter contains colorful photos and charts, compelling case studies, career profiles, reports about current global issues, and related content from other academic areas. The Teacher"s Edition presents a variety of instructional strategies in the margins of each page that are intended to guide you in reviewing and reinforcing the chapter content. Related Web sites are often cited along with technology applications and cross-curricular ideas. It also provides discussion topics, enrichment activities, assessment techniques, and correlations to the National Family and Consumer Sciences Standards.