Basic business calculator Time - Value of money Compound interest Pre-Programmed financial function Capability for recalling Time - Value of money values as well as annunity due operations Annual Percentage Rate (APR) to Effective Rate (EFF) interest conversions One-variable statistics with frequencies Calculates mean, sample standard deviation, and population standard deviation Cost-sell-margin & mark-up calculations Square root, X2, percent, percent change, universal powers, reciprocals, natural logarihms, & exponentials