The second book by syndicated columnist and Huffington Post contributor Don McNay touches on two central themes. Lottery winners and McNay"s perspective on life as the son of a bookmaker and professional gambler. McNay is a structured settlement consultant who has advised lottery winners and injury victims for over 27 years. He gives step by step advice for those who win a lottery and stories about jackpot winners who "wished they have torn up the ticket." McNay is one the world"s most frequently quoted experts about lottery winners. A native of Northern Kentucky, McNay grew up in an environment where gambling was wide open in the Cincinnati suburbs of Newport and Covington and his father was a major participant. McNay has two Masters Degrees from Vanderbilt University and the American College and is the Eastern Kentucky University Hall of Distinguished Alumni. He has four professional financial designations and a lifetime member of the Million Dollar Round Table. Located in Richmond Kentucky, McNay founded McNay Settlement Group in 1983 and held national office in the structured settlement industry. His newspaper column is syndicated and appears on the Huffington Post business page. He is a frequent guest on radio and television programs.