"The Essential Credit Repair Handbook gives the reader the tools to use in rebuilding their credit report, staying away from debt, budgeting their money as well as planning for their future, even after a bankruptcy or foreclosure." --Chris Viale, CEO, Cambridge Credit Counseling, Inc. "Deborah brings a wealth of experience to all areas pertaining to credit. This book contains invaluable information." --Aaron Carr, bankruptcy/debt-resolution attorney The majority of debt-ridden consumers are in desperate need of financial budgeting and credit repair. The Essential Credit Repair Handbook contains all the information you need to walk you through the step-by-step process of repairing your credit and leaving debt behind! The book will teach you how to: Dispute late payments, charge-offs, and collection accounts Rebuild your life after a bankruptcy, foreclosure, or short sale Re-establish your credit in spite of a bad credit report Set new financial goals Understand the latest credit card laws and regulations The Essential Credit Repair Handbook is an easy-to-use guide for people who are getting over bankruptcy, foreclosure, short sale, or any financial hardship affecting their credit and are looking to rebuild or re-establish their credit.