Walking with her mother on the way home from school one day, Lily runs straight into a gruff and untidy-looking man selling papers on the street. Frightened, Lily insists on taking the bus home every day for fear she will run into him again. But when the weather turns cold, Lily starts to see the Paper Man differently; she sees his bare toes through the holes in his boots and his thin shirt through the holes in his coat. As she lies in her warm bed at night, she wonders about the Paper Man and how he stays warm. Lily comes up with an idea and overcomes her fear.