Black Framed Simulated Leather Starter Set - Unique Framed and Stitched Border Design. The lightweight black simulated leather binder has inner pockets, pen loop, and a snap-tab closure to keep contents secure. Includes a 3-month sample of our most popular calendar formats. Try each format to see which one suits your lifestyle. Also includes tabbed address/phone pages, tabbed monthly dividers, reference pages, note pad, business/credit card holder, and a vinyl zip pouch. Binder has a 1" 7-ring element. Accepts Desk size 5 1/2" x 8 1/2" refills and accessories.