Day-Timer Desk Organizer, Distressed Brown: * Great look * The binder features a one-inch, 7-ring element * Interior pockets, pen loop and a zip closure for security * Includes a 3-month sample of our most popular calendar formats * Try each format to see which one best suits your needs * Also includes tabbed address-phone directory, tabbed monthly dividers, reference pages, note pad, vinyl business or credit card holder, vinyl zip pouch and a page locator * Everything you need to start on the path of organization