PayPal Here Credit Card Reader: * Accept credit and debit cards, PayPal and checks * Invoice from the app and track cash payments * Access funds in minutes * Get $15 back with account sign-up (limit three refunds per account) * 2.7% simple rate per transaction with no hidden fees or commitments * Live customer support * Manage multiple users * Comes with debit card with 1% cash back on eligible purchases * Available for U.S. account holders only at this time However you do business, PayPal gets you paid.