"This is an easy to read, practical guide about the fundamentals of financial planning. It takes the reader through a logical process which will significantly improve their feeling of wellbeing and give them greater understanding and confidence about their personal finances. Research suggests that many consumers would like to plan for themselves but don"t necessarily know what to do. This book gives the direction and support needed to help people move forward, whether or not they need the services of a professional planner at a later stage." Nick Cann CFPCM Chief Executive Officer, Institute of Financial Planning About the author - Jane Wheeler is principal of Direction Financial Planning LLP, a fee-based financial planning practice based in Somerset. She has 20 years of experience advising clients across the spectrum of financial matters. Her impressive list of qualifications make Jane one of the most highly qualified financial advisers in the UK. A mathematics graduate, nowadays Jane holds the Certified Financial PlannerCM licence (a global standard for financial planners), she is one of only 77 Fellows of the Institute of Financial Planning and also a Chartered Financial Planner. Jane is a passionate believer in the value of true financial planning and has served as President of the Institute of Financial Planning for two years prior to publication of this book.