Zippered Binder Is Made of Scuff-Resistant Armorhide Cowhide -- Our #1 Best-Seller and an Unbeatable Value! Our exclusive Armorhide lasts a long time and keeps its good looks. The tough urethane overcoat resists scuffs and stains, so this leather stands up to the bumps and bruises of your active life. Yet it"s surprisingly soft to the touch, with a subtle embossed grain and lustrous finish that give it the look of more expensive leather. A smart investment at a very affordable price. Brought to you by Day-Timer.