This book explains how mortgages work. It has been researched and written exclusively for home buyers and young couples starting out in life. This book enables the reader to make an informed decision about a lifetime of serious debt. So for anyone taking out a new mortgage, reading this ebook really is a matter of life and debt. There are thousands of such books already out there on this subject, but none are “easy read” ebooks that that be read and understood in less than an hour. This little gem comes in with a below 8th grade reading level (Flesh-Kincaid) and a rated 70+ readability score. No corporate sponsorship or input here - this is strictly focused consumer product.With ease and clarity this short read opens up the serious subject of long term personal debt - mortgages. The approach here fills a niche, and any effort to fit that essential space has to be welcomed. This is a well researched and easily read review of home mortgages. A useful one hour read for anyone thinking of taking out a mortgage! Enjoy!