When my father passed away in 1981 at age fifty-two, he left this world with a heart full of regrets for the many things he wanted to accomplish but never did. Burying him, I vowed that the most important gift I could give myself would be to live my life without regrets.Sadly, through many twists and turns of life, that didn t happen as I hoped it would the day I made that vow to myself many years ago. This book is the result of all those years since and the valuable and precious lessons I have learned along the way. And the most valuable commodity, I discovered, is one thing many people lack but never realize until it"s too late: the one thing that doesn"t cost money, doesn"t cost us anything but desire to learn, and that is wisdom. Many times through the years, I have looked back and thought, If I only knew then what I know now... If that"s you, you need to read this book. You need to understand what it is you lack and how to get it into your life before it"s too late and you die...