Our "Strong & Courageous" Inspirational Checkbook Cover isn"t just striking, it works double-duty with built-in, billfold functionality! With an inside slip pocket, 3 credit card slots, an ID card window, plastic divider for duplicate checks and a pen loop, this accessory holds all that you need for banking, paying and record keeping. Features Scripture from Joshua 1:5-7, 9 in debossed text. This two-tone brown checkbook cover is constructed of quality man-made material imported from Italy, with the look and feel of real leather (trade name LuxLeather).